AILIFE
AILIFE Empowerment
Digital Microfinance Platform

AILIFE Financial Services

Credit, payments, POS and SME finance services.

A professional service portal for microfinance operations, credit assessment, bill payment, airtime credit, POS network management and SME trade-payment support.

Internal Risk Assessment

Score borrowers using repayment behaviour, savings history, KYC completeness, loan exposure and manual review.

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Credit Check Request

Create consent-backed credit screening requests and prepare future CreditRegistry bureau checks after approval.

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Bulk Applicant Screening

Upload or register multiple applicants for internal risk scoring and manual credit review.

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MFI Platform Subscription

Onboard smaller lenders, cooperatives and MFIs to AILIFE-powered loan, collection and reporting tools.

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Bill Payment Services

Configure electricity, cable TV, data, education and utility bill-payment products with settlement controls.

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Airtime & Recharge Credit

Manage airtime sales, recharge-card lending, repayment limits, agent commissions and credit monitoring.

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AILIFE POS Network

Register POS devices, agents, terminals, manufacturers, inventory, field deployment and fraud monitoring.

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SME Cross-Border Desk

Capture SME trade-payment requests, Nigeria–China supplier payments, compliance review and payout tracking.

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Compliance control: bureau data, regulated payments, POS acquiring, wallet services and cross-border transfers remain disabled until AILIFE obtains the required partner agreements, licenses or approved provider credentials. Internal requests, risk scoring, service-client onboarding and review workflows are available immediately.
Start a Credit Service Request