AILIFE
AILIFE Empowerment
Digital Microfinance Platform
AILIFE Empowerment Digital Finance

Microfinance operations, credit intelligence and staff governance in one platform.

Built for customer onboarding, savings, loans, repayment monitoring, staff performance, branch control, fraud alerts, 2FA access, credit bureau readiness and executive visibility.

Active Branches
7
Loan Products
3
Approval Limit
₦400k
Default Penalty
5%
2FA
Enabled
Bureau Mode
Ready
Governance by design

Maker-checker approvals, staff role separation, credit officer review, branch manager recommendation, Area Manager/Program Director approval and accountant control.

Production modules

Operational pages are connected for testing.

Open Command Center

Remote client onboarding

Create customer profiles from any branch or field location with BVN/NIN, guarantor, business profile and consent capture.

Loans, savings and repayments

Manage daily, weekly and monthly loans, savings collections, disbursements, repayments and outstanding balances.

Real-time transaction alerts

Notify clients and staff for deposits, withdrawals, disbursements, repayments and overdue loan reminders.

Fraud and governance control

Monitor duplicate identities, unusual withdrawals, maker-checker breaches, branch cash movement and risky staff activity.

Board and investor reporting

Provide portfolio, savings, arrears, PAR, branch performance, staff portfolio and audit reports to leadership.

Mandatory 2FA security

Protect staff, admin and investor access with authenticator-code verification, role separation and audit trails.

Credit bureau readiness

Prepare CreditRegistry checks, consent forms, manual credit review and contributor upload queues for approved credentials.

Credit services revenue

Offer internal risk reports, credit-check requests, service-client onboarding and billing for partner MFIs.

MFI SaaS expansion

Operate AILIFE internally while preparing subscription-based services for smaller lenders and cooperatives.

Staff onboarding

Register new workers, assign roles, branch access, onboarding checklist and testing credentials.

Training academy

Guide staff through platform usage, loan workflow, collections, fraud controls, KYC and data protection.

Branch portfolio visibility

Track Head Office, Osun, Ibadan and Port Harcourt branch status, collections and performance.