Onboarding Checklist
Client identity
Required before disbursement.
Business profile
Required before disbursement.
Guarantor details
Required before disbursement.
Consent capture
Required before disbursement.
Credit review
Required before disbursement.
Branch recommendation
Required before disbursement.
Approval routing
Required before disbursement.
Approval Rule
Credit Officer processes. Branch Manager recommends. Area Manager approves up to ₦400,000. Program Director approves above ₦400,000. Disbursement is controlled and audited.